Smith Lake Topics: Flood Level 524?

Smith Lake Topics

(Smith Lake Specific)

2,155 messages

Updated 6/25/2024 8:47:10 AM

Off-Topic

Lakes Online Forum

84,160 messages

Updated 12/19/2024 10:19:46 PM

Boat Maintenance

Lakes Online Forum

5,204 messages

Updated 9/14/2024 10:10:50 AM

Smith Lake Fishing

(Smith Lake Specific)

61 messages

Updated 11/13/2022 9:38:51 PM

Jokes

Lakes Online Forum

4,173 messages

Updated 12/20/2024 5:31:50 PM

Sports

Lakes Online Forum

4,262 messages

Updated 11/6/2024 6:43:09 PM

Grilling & Recipes

Lakes Online Forum

2,979 messages

Updated 6/26/2024 5:03:03 AM

Tallapoosa River Topics

Lakes Online Forum

98 messages

Updated 4/15/2024 1:00:58 AM

Forum Usage Rules

Welcome, Guest

Select View Mode: [ classic | beta | recent ]

	Name:	No Cat -
	Subject:	Flood Level 524?
	Date:	7/30/2009 5:51:50 PM

A few more notes that I found regarding the definition of Lowest Adjacent Grade:

The FEMA instructions instruct the surveyor to use a lower deck support as the lowest adjacent grade because of the potential for flood waters to rip off the deck which would cause damage to the primary structure.

Regarding basements, etc., proper flood vents can be added to minimize risk that hydrostatic pressure would collapse basement / foundation walls.

I recall that the elevation certificate required the surveyor to indicate the presence / quantity of flood vents when part of the primary structure was below the 524 mark. Smart Vents is at least one company that advertises FEMA-approved vents and their website is pretty informative as to how such vents work.

Good luck. This can be very frustrating and potentially expensive. We ultimately passed on what was otherwise a perfect lake home because I just couldn't get comfortable with the risk. My primary concern was resale value. Even if I didn't finance the home and thus could personally choose to forego flood insurance, all successive buyers would potentially discount the home value by the present value of the annual flood premiums to be paid into perpetuity.

Other messages in this thread:

View Entire Thread

Flood Level 524? - Yankee06 - 7/27/2009 11:59:14 AM

Flood Level 524? - Duncan - 7/27/2009 1:32:27 PM

Flood Level 524? - Bill - 7/27/2009 2:47:54 PM

Flood Level 524? - OnNTwo - 7/28/2009 8:31:51 PM

Flood Level 524? - No Cat - 7/30/2009 2:01:20 PM

Flood Level 524? - OnNTwo - 7/30/2009 5:29:51 PM

Flood Level 524? - No Cat - 7/30/2009 5:51:50 PM

Flood Level 524? - Yankee06 - 7/31/2009 12:16:05 AM

Flood Level 524? - OnNTwo - 7/31/2009 8:52:02 AM

Flood Level 524? - No Cat - 7/31/2009 1:20:05 PM

Flood Level 524? - No Cat - 7/31/2009 1:28:54 PM

Flood Level 524? - mcbreeden - 8/11/2009 11:01:25 AM

Quick Links
Smith Lake News
Smith Lake Photos
Smith Lake Videos