Smith Lake Topics: Flood Level 524?

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	Name:	OnNTwo -
	Subject:	Flood Level 524?
	Date:	7/28/2009 8:31:51 PM

I'm buying a house right now I'm going through all this #%&*%@. FEMA requires flood insurance if ANY PART of your lot is below the 522. So if your house sits at 540 but your lot slopes down to the lakeshore then they will require flood insurance on your home. STUPID! This was caused by Hurricane Katrina and all the losses. There is a process call a LOMA (Letter of Map Ammendment - $1500) which can be submitted to the US Corp of Engineers accompanied by a Certificate of Elevation provided by a licensed surveyor or engineer ($500 - $900) requesting your HOME structure be taken out of the flood zone. It'll take them 6 mo to a year to consider and research your request and they MAY grant your request or not. If so, you can then file with the insurance company to discontinue your flood insurance. There's even a company that will handle all of this for you for a fee. Here's there web site: http://www.floodzonespecialists.com/index.html You MAY have a shot of getting reimbursed for the flood premiums you've paid until all of this is approved. Good luck.

Other messages in this thread:

View Entire Thread

Flood Level 524? - Yankee06 - 7/27/2009 11:59:14 AM

Flood Level 524? - Duncan - 7/27/2009 1:32:27 PM

Flood Level 524? - Bill - 7/27/2009 2:47:54 PM

Flood Level 524? - OnNTwo - 7/28/2009 8:31:51 PM

Flood Level 524? - No Cat - 7/30/2009 2:01:20 PM

Flood Level 524? - OnNTwo - 7/30/2009 5:29:51 PM

Flood Level 524? - No Cat - 7/30/2009 5:51:50 PM

Flood Level 524? - Yankee06 - 7/31/2009 12:16:05 AM

Flood Level 524? - OnNTwo - 7/31/2009 8:52:02 AM

Flood Level 524? - No Cat - 7/31/2009 1:20:05 PM

Flood Level 524? - No Cat - 7/31/2009 1:28:54 PM

Flood Level 524? - mcbreeden - 8/11/2009 11:01:25 AM

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