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	Name:	architect -
	Subject:	Suggestion
	Date:	8/27/2009 2:48:25 PM

I have on at least three occasions posted extensive ideas for what I believe is needed to reform healthcare INSURANCE. If you go back and review you will find that My ideas bear little resemblance to the proposals being considered by either side in the current debate. I basically believe 1/ Insurance must be mandated for each individual, 2/Employers must be prohibited from providing health insurance directly as part of employment, 3/ Private providers be prohibited from cherry picking, refusing coverage for pre-existing conditions or dropping you because you get sick actually need to call on them. 4/ For those who cannot afford to pay for themselves a state controlled private insurance pool of providers be set up to offer an "assigned risk" policy with taxpayer funded supplement to premium, 5/ preventative medicine including a yearly physical be required with a fine or tax sur charge being imposed on those who refuse.