Name:   Mack - Subject:   Gulf coast insurance companies Date:   8/14/2016 8:14:47 PM

Niceville, being right across the bay from Destin/Ft. Walton is right in the target zone for damage from a hurricane. Whether a storm causes damage in that area is not relevant at all. Eventually, there will be a bad storm along that coast causing major damage. Insurance companies adjust rates to compensate for past and future Pay-OUTS. All property owners suffer, beachside or inland.  So will he, unless he goes without like many owners do.

Perhaps your own advice is in order: live with it?? or buy elsewhere.