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Name:
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Yankee06
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Subject:
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HEY YANKEE
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Date:
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9/7/2009 5:23:00 PM
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Really? 2nd insurer pays as long as medicare pays? I didn'y know that. Thanks for the info.
-Medicare is a great system for the 65+ crowd, --which I is one., ...and it is a governemnt program. BUT (there always seems to be a "but") ........there are several things wrong with it. #1--it apparantly doesn't know how much things actually cost, or there wouldn't be a need for all of us to have secondary insurers to pay the difference between what medicare thinks a thing/service should costs and what it actually cost. #2 --it is grossly ineffcient in controlling waste and fraud. I have only been in it for 6 months and have run into several instances. These old coot scooters is one example. I know "loads" of prople who have them and never use them, ..but have them cuz they can get them free thru Medicare. In another example, I needed a nebulizer for breathing assistance periodically for asthma.. Medicare set me up with a provider. The only way I could get this thing is by having Medicare rent it for me for a year, and then if I still need it Medicare will buy it for me. The thing costs about $150 if I buy it from a store myself. The rent-buy Medicare system means it will cost Medicare over $600. That just shouldn't be.
-Now, yes, Medicare is a government program, ---but it is not government health care. What Medicare is is a pool of money that pays private providers for products and services. It is a pool of money, to which I've contributed as an insurance premium for 50 years. Medicare is another insurance company which is welching on our deal. I pay them premiums for 50 years and they tell me, in 1965, that they will pay my health bills when I'm 65. But they screw up and don't have enough money, so-o-o-o-o-o I now have to go to a second provider to pay more premiums to cover the bills. --not to mention part b, c, and D.
-Yes, Medicare is a government program. But let's not confuse Medicae as being government health care, it is not. It is a government health insurance company.
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