Name:   MartiniMan - Subject:   I'm glad you asked that question Date:   8/1/2018 3:50:43 PM

Our loss ratio was slightly lower than the previous two years at the time of renewal.  We were told by our broker that the markets were ramping up for full implementation of Obamacare the two prior years and the last year where we were looking at the 25% increase was the first full year of implementation of Obamacare.  At a CEO meeting I attend every year I heard pretty much everyone our size having the same experience and being told the same reason.  So no, it was not due to any change in our loss ratio.  It was due to Obamacare, period, full stop.  And as we've seen with the exchanges that was just the beginning. 

What puzzles me is the insanity of the left.  When they try something and it doesn't work they never reconsider their position, they just double down and try to throw more money at it.  Just look at our education system or the lost war on poverty.  So Obamacare was a disaster because it is govt run and their answer is Medicare for all?!?!?  Insanity....pure unadulterated insanity.  All in the name of being able to smugly tell each other how compassionate and caring they are and how they mean so well as pretty much everyone else gets screwed over royally.  It's never the results of what they do that guides their thinking, its faux compassion and their so-called good intentions.