Copan Lake Topics: FEMA Delays Flood Maps

Copan Lake Topics

(Copan Lake Specific)

0 messages

Updated

Off-Topic

Lakes Online Forum

84,091 messages

Updated 11/8/2024 10:28:12 AM

Boat Maintenance

Lakes Online Forum

5,204 messages

Updated 9/14/2024 10:10:50 AM

Copan Lake Fishing

(Copan Lake Specific)

0 messages

Updated

Jokes

Lakes Online Forum

4,172 messages

Updated 9/9/2024 5:04:44 PM

Sports

Lakes Online Forum

4,262 messages

Updated 11/6/2024 6:43:09 PM

Grilling & Recipes

Lakes Online Forum

2,979 messages

Updated 6/26/2024 5:03:03 AM

Tallapoosa River Topics

Lakes Online Forum

98 messages

Updated 4/15/2024 1:00:58 AM

Forum Usage Rules

Welcome, Guest

Select View Mode: [ classic | beta | recent ]

	Name:	Little Talisi -
	Subject:	FEMA Delays Flood Maps
	Date:	4/30/2009 8:57:49 AM

The problem will still exist if you receive a letter from your mortgage company that you have to get flood insurance or they will get it for you. They are then allowed to charge you a fee (WAMU states up to 15%) for doing this for you. The delay of the maps does not mean anything to your mortgage company. Site surveys in Elmore county are cosing $400 and then you have to submit your request to FEMA for removal from the flood zone. This process takes 30 - 60 days. All during this time you have to provide proof of flood insurance to your mmortgage company. Some of the companys allow different deductibles so read the letter from your mortgage company carefully. They also tell you that it is not strictly the amount of the mortgage but the higher of 80% of replacement value of your home or your mortgage.