Name:   GoneFishin - Subject:   The reality behind the CBO score Date:   7/24/2017 5:34:01 PM

I wonder how they will handle when the basic policy doesn't cover something and suddenly you have that condition. Can you just cancel the basic and sign up for the broad coverage? Will they cover that prexisiting condition under the broad policy? Or, like Medicare they will exclude the new condition.(Insurance companies require a medical application under Medicare if you want to change coverage and can exclude prexisting).

It is a trap for young people but needs to be explored. Can a young female buy a policy w/o maternity and the move up to a policy when  she gets pregnant or is that a prexisting condition?

The genius is in the details. Just like selling across state lines. Rates will always be determined where you live, medical costs, and utilization. It is very expensive for a Company to begin selling health insurance in a new state...the have to set up a network of docs and negotiate with hospitals. It is a  major and expensive undertaking. The concept sound good until you have a claim problem and you Dept of Insurance tells you to contact the New Mexico department cause the policy is filed in New Mexico.

Hello, this is MM and I am in Georgia. I need to get a problem corrected with my health insurance.

Hello MM, where is Georgia? Near Santa Fe?

The State of Georgia.

Ok, the GA person comes in the last 3 days of each month. Call back. CLICK.

Hello, this is MM....I am going to post your lack of interest in my problem of the Lake Forum. Hell, like Trump said health insurance is complicated.