Lake Shelbyville Topics: Gulf Shores Real Estate
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Name:
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Harborcon
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Subject:
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Gulf Shores Real Estate
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Date:
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8/22/2006 9:50:55 AM
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I have a little place at Orange Beach, and I do mean little. It's not a condo - I"m fortunate that I own my little piece of ground (50 x 75). Bought it the same year I bought the lake property (best investments I ever made with my retirement funds - the appreciation has been far greater than my 401(k) or anything else). I am on the gulf side of the beach road, the 5th tier and about 600' from the water. My insurance runs about $1,100/year, with a $1,000 deductible. The only claim I ever made was after Ivan and they replaced my AC unit, repaired the roof, and painted the interior ceilings where the water had spotted. Wouldn't pay for exterior paint, however, which was abraded from blowing sand, or the dents in the siding from flying debris. But I'm not complaining...I'm just within the line to be accepted for insurance. Some companies (other than Lloyds of London) are not writing anything within 600' of the water.
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