You are absolutely right that I will never pay enough premiums to cover the medical expenses I have recieved. Thats why insurance companies have pools. You really have no idea what you are talking about otherwise. You keep trying to turn the conversation back to poor "indegent and low income folks dont have insurance". They didn't then, they don't now. Only difference is it is a different group in both catagories.
My topic was the claim that pre-existing conditions were never covered before the ACA. I am absolute proof that those are not the facts. As stated I am a much higher that average consumer of health care. I have seen both extremes, covered and uncovered by insurance. The uncovered was mostly when self employed with several surgeries behind me already. But even then it was a choice becasue policies were available, I just didn't want to live in the street. The one time I was in dire straights without coverage I still managed to find the care I needed thanks to the generosity of folks in the medical profession. Many of them give generously of their time and expertise.